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Vt. Stat. Ann. tit. 8, § 4724 - Unfair methods of competition or unfair or deceptive acts or practices defined under the banking and insurance law
Link to the law
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Current as of June 2015
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“Unfair methods of competition or unfair or deceptive acts or practices defined under the banking and insurance law”
Unfair methods of competition or unfair and deceptive acts or practices include the following:
- Misleading and false advertising of insurance policies, services, and products;
- Defaming another health insurer;
- Boycotting, coercing, or intimidating another health insurer;
- False financial statements and entries;
- Unfair discrimination on the basis of sex, sexual orientation, gender identity, marital status, HIV status, or genetic information of the applicant or enrollee;
- Providing false information in insurance applications; and
- Nondisclosure of fees or charges.
An insurer may not request that an enrollee or applicant reveal having taken HIV-related tests in the past. An insurer may not request that an enrollee or applicant take a HIV-related test unless the individual submits a written informed consent. HIV-related information is confidential and may not be disclosed. An individual whose HIV-related information was improperly disclosed by an insurer may commence a legal proceeding and the court may award costs and reasonable attorney’s fees. An insurer that improperly disclosed HIV-related information may be fined $2,000 for each violation.
Related laws:
Vermont Administrative Code § 4-3-7:1
Vermont Administrative Code § 4-3-35:1
Vermont Administrative Code § 4-3-3:1
Vermont Administrative Code § 4-3-40:1
Current as of June 2015
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