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Florida Statutes § 627.6561

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“Preexisting conditions under the insurance law”

A group health policy may impose a preexisting condition exclusion only if:

  • The exclusion relates to a physical or mental condition for which medical care was recommended or received within the 6 month period ending on the enrollment date;  and
  • The exclusion extends for a period of up to 12 months.

Genetic information may not be treated as a preexisting condition.

A preexisting condition exclusion may not be imposed on a newborn, an adopted child, or a pregnant woman.

Related laws:

Florida Statutes § 627.411

 


Current as of June 2015